Ways to save money daily (33 smart hacks in 2022)

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Ways to save money:

There is an Arabic proverb that says, “Life is too short to save money, spend what is in your pocket, what is unseen comes to you.” Some people say, "Live life, and don't think too much about money". While these are all great tips to enjoy life and delay worrying; they are not practical when it comes to achieving a big goal that requires money, such as opening a new business or buying a property, a car, or even travelling abroad.

Life is short, but we shouldn’t be satisfied with achieving simple daily goals and ignoring our major future projects. If you are one of the people who seriously want to save some money to invest in a new plan, here are 33 smart ways that will help you save a lot of cash every day without feeling like it!

1- Stop buying expensive coffee at trendy coffee shops and instead buy a Thermos bottle to make your own coffee at home and bring it to work.

2- Eat breakfast at home and make your lunch before you leave. This saves money by not buying expensive food at work. As a bonus to saving money, it is healthier as well.

3- Before going shopping, write down what you want to buy on a piece of paper. Be specific in your choices. This prevents impulse buying.

4- Clean your car yourself and only clean it at the catering stations once a month.

5- Always look for unpublished offers in fashion stores and supermarkets and adjust your needs accordingly.

6- When it comes to saving gas, try carpooling with your friend to get to work.

7- Whenever possible, use public transportation on some days instead of driving every day.

8- Invest your money in equipment that will save you a lot of money in the future, such as a steam iron, a coffee machine, and so on.

9- Always try to control the monthly internet and phone charges by (bundling) them or by making them prepaid instead of billing.

10- Avoid carrying a non-prepaid credit card with you all the time. Leave it at home and use it only when necessary and verify your charges regularly to see you don’t overspend for the month.

11- Participate in the points collection cards offered by most shops, especially from the areas where you buy from them a lot. You can then use these points to purchase your necessities.

More about ways to save money:

Ways to save money

12- On birthdays, you can resort to symbolic or intangible gifts or prepare them yourself at home instead of buying expensive pieces.

13- Reduce your frequency to restaurants and cinemas per month and arrange for outings that do not require spending a lot of money.

14- Consider gathering with your friends at home for a different evening.

15- Drink plenty of water! Water is a necessary element to give you a permanent feeling of fullness, so you will not spend your money on soda, energy drinks, etc. It will also prevent you from many diseases in the future.

16- Stop smoking!

17- Avoid going shopping when you are stressed or sad! In other words, try to avoid emotional buying.

18- Avoid hanging out at shopping malls which increases the desire to buy unnecessary items.

19- Always set a budget for shopping, outings, transportation, and so on, and try to stick to it and not skip it every month. Remember, if you overspend this month, you must underspend next month. If you meet your goals and have a little extra cash, you can reward yourself.

20- Instead of buying name-brand clothes, find high-quality local alternatives and pocket and invest your money.

21- This advice for girls in particular: Learn online makeup and new ideas for hairstyles and prepare your makeup and your hair on different occasions instead of going to beauty salons.

22-Learn how to make natural masks at home and make them yourself instead of paying money for manufactured skin cleaning masks.

23- Instead of buying expensive skin care products, resort to natural alternatives such as oils and natural materials.

More about ways to save money:

Ways to save money

24- Prepare quick homemade food to take with you on your travels.

25- Participate in unions or public bodies related to your professional specialization to benefit from the services they provide, such as health insurance.

26 - Avoid annual gym memberships if you're not sure about going to the gym.

27- In the case of travelling abroad, be sure to book your ticket a month or two before the travel date, as tickets are usually cheaper compared to their prices if they are booked a day or two before the date.

28- Use free communication tools like WhatsApp instead of international calls whenever you get the chance.

29- Participate in cooperative societies in which a group of people participates to save their money so that each person receives the sum of the contributions of individuals alternately. This trick will force you to save money every month without hesitation.

30- Find a reputable person or institution and save your money with them.

31- Choosing the best bank for you: Different banks offer different discounts for services. Make sure you find a bank that discounts their service fees in areas that you use the most. High ATM fees and high-interest rate credit cards can drain your savings. Always check the rates, especially for the transactions you do the most.

32- Look for free events in the city to save money. Cities and municipalities often have parks and free sporting grounds that can be used without any charge. These events also provide many free activities. Sometimes just hanging out with your friends at the park is more fun anyway.

33- When looking for a place to live, exploring renting unused space in someone’s house can be a means of saving money. If you own your house, consider renting space to a responsible person to increase your income.

• We presented you with an article entitled “Ways to Save Money.” We hope that you liked the article, and we thank you for the follow-up, and for more information… About “ways to save money”, Follow us...

Sources

1. ٣٠ حيلة ذكية تساعدك على توفير الكثير من المال يوميا, fustany, translated by: Mohamad Omar, date of visit 28/8/2022.

2. كيف أوفر المال, mawdoo3, translated by: Mohamad Omar, date of visit 28/8/2022.

About the author:

 Mohamed Omar, accountant.

I obtained a BA from Zarqa Private University and a diploma in accounting, and I studied in the field of financial and administrative sciences for more than 9 years.

I have a blog https://www.bade3.com/ and I learn new things daily...